TERMS OF USE

‍Thank you for using Fintor! Please read these Terms of Use carefully as they contain important information about your legal rights, remedies and obligations. By accessing or using Fintor, Inc., you agree to comply with and be bound by these Terms.

 

Terms of Use Dated October 2020

 

1. Agreement

This Term of Use agreement (Agreement) specifies the terms and conditions for access to and use of www.fintor.co (Site) and describe the terms and conditions applicable to your access of and use of the Site. This Agreement may be modified at any time by Fintor, Inc. effective upon posting of the modified Agreement. We encourage you to view the most recent version of these terms at any time by visiting www.fintor.co/terms-of-use. Each use by you shall constitute and be deemed your unconditional acceptance of this Agreement.

 

2. Privacy

Your visit to our site is also governed by our Privacy Policy.

 

3. Ownership

All content included on this site is and shall continue to be the property of Fintor, Inc. or its content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use or publication by you of any such content or any part of the Site is prohibited, except as expressly permitted in this Agreement. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Site.

 

4. Intended Audience

In order to access and use the Fintor platform or register an Fintor Account you must be an individual at least 18 years old or a duly organized, validly existing business, organization or other legal entity in good standing under the laws of the country you are established and able to enter into legally binding contracts.

 

6. Site Use

Fintor, Inc. grants you a limited, revocable, nonexclusive license to use this site solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the site, reverse engineer or break into the site, or use materials, products or services in violation of any law. The use of this Site is at the discretion of Fintor, Inc. and we may terminate your use of this website at any time for any reason.

 

7. Compliance with Laws

You agree to comply with all applicable laws regarding your use of the Site. You further agreed that information provided by you is truthful and accurate to the best of your knowledge. You further agree to all applicable background, investor qualification or other similar due diligence steps that Fintor may need to conduct in connection with the services offered on Fintor.co.

 

8. Indemnification

You agree to indemnify, defend and hold Fintor, Inc. and our partners, employees, and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of the site.

 

9. Disclaimer

THE INFORMATION ON THIS SITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS. YOU AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK. FINTOR, INC. DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE.

 

10. Regulatory Disclosure

(a)  Notwithstanding anything to the contrary in these Terms of Use, in no event shall anything in these Terms of Use be deemed to be a waiver, and we will not assert there has been a waiver, that would not be permissible underSection 14 of the Securities Act of 1933, Section 29(a) of the securities exchange Act of 1934, or any other applicable provision of federal and state securities laws.

 

(b) Fintor.co has been designed for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Such offers can only be made pursuant to a qualified investor receiving official offering documentation where lawful under applicable law.

 

(c) The information contained on the Fintor.co web site has been prepared by Fintor without reference to any particular user’s investment requirements or financial situation. Potential investors are encouraged to consult with professional tax, legal, and financial advisors before making any investment into a securities offering. An investment in new issues of securities would be speculative and would involve a high degree of risk. Investors must be prepared to bear the economic risk of such an investment for an indefinite period of time and be able to withstand a total loss of their investment. Please consider carefully the investment objectives, risks, transaction costs, and other expenses related to an investment prior to deciding to invest.

 

(d) YOU MUST CAREFULLY REVIEW THE RELEVANT OFFERING CIRCULAR AND SUBSCRIPTION DOCUMENTATION BEFORE DECIDING TO INVEST. Fintor has created this web site solely for the purpose of providing interested parties with an introduction to the business of Fintor in order for the interested party to evaluate whether to proceed with a more in-depth investigation of any offerings obtainable through a registered representative. This site is not, and under no circumstances is it to be construed as, an offer to sell the securities of any company, which may only be made at the time a qualified offeree receives the relevant confidential offering documentation, which contains important information about the investment and the risks of investing in it. Any potential offer would not be valid in a jurisdiction where the offer or sale of the securities is unlawful.

 

(e) Past performance is no guarantee of future results. An investor can lose money. Diversification and asset allocation do not ensure a profit or guarantee against loss. Investment decisions should be based on an individual’s own goals, time horizon, and tolerance for risk.

 

(f) The information contained herein is provided for informational and discussion purposes only and is not, and may not be relied on in any manner as legal, tax, or investment advice, or as an offer to sell or a solicitation of an offer to buy an interest in any security. Such an offer can only be made by providing qualified investors at their request Offering Documentation, which will be furnished to qualified investors for their consideration in connection with any such offering. The information contained herein will be qualified in its entirety by reference to the Offering Documents, other agreements, and documents referred to therein, which contain additional information about the investment objective, terms, risks, and conditions of an investment. Nothing contained herein shall be deemed to be binding against, or to create any obligations or commitment on the part of, any potential investor, the offering sponsors, or their respective affiliates. No person has been authorized to give any information or make any representation or warranty regarding the subject matter hereof, either express or implied, and, if given or made on this website, in other materials, or orally, such information, representation, or warranty cannot and should not be relied upon, nor is any representation or warranty made as to the accuracy, content, suitability, or completeness of the information, analysis, or conclusions, or any information furnished in connection herewith contained on this website.

 

12. Limitation of Liability

UNDER NO CIRCUMSTANCES WILL FINTOR BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL,CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS,LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE SITE, YOUR SITE USE, OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT IS TO CEASE ALL OF YOUR SITE USE. You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

 

13. Use of Information

Fintor reserves the right, and you authorize us, to use and assign all information regarding site uses by you and all information provided by you in any manner consistent with our Privacy Policy.

 

14. Copyrights and Copyright Agent

If you believe your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have otherwise been violated, please provide a notice containing all of the following information to our Copyright Agent: (a) An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; (b) A description of the copyrighted work that you claim has been infringed; (c) A description of where the material that you claim is infringing is located on the Site; (d) Your address, telephone number, and e-mail address; (e) A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (f) A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Our Copyright Agent for Notice of claims of copyright infringement on the Site is the Contact Information listed in paragraph 19 below.

 

15. Applicable Law

You agree that the laws of the state of New York, without regard to its conflicts of laws provisions will govern these Terms and Condition of Use and any dispute that may arise between you and Fintor, Inc. or its affiliates.

 

16. Severability

If any provision of this agreement shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

 

17. Waiver

The failure of Fintor, Inc. to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. Any waiver of this Agreement by Fintor, Inc. must be in writing and signed by an authorized representative of Fintor, Inc.

 

18. Termination

Fintor, Inc. may terminate this Agreement at any time, with or without notice, for any reason.

 

19. Contact Information

Info@fintor.co

 

20. Relationship of the Parties

Nothing contained in this Agreement or your use of the Site shall be construed to constitute either party as a partner, joint venturer, employee or agent of the other party, nor shall either party hold itself out as such.  Neither party has any right or authority to incur, assume or create, in writing or otherwise, any warranty, liability or other obligation of any kind, express or implied, in the name of or on behalf of the other party, it being intended by both parties that each shall remain independent contractors responsible for its own actions.

 

21. Entire Agreement

These Terms of Use constitutes the entire agreement between you and Fintor, Inc. and governs the terms and conditions of your use of the Site, and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Fintor, Inc. with respect to this Site.  Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies (including but not limited to the Privacy Policy), guidelines, or rules that may apply when you use the website. Fintor may revise this Terms of Use at any time by updating this Agreement and posting it on the Site.  Accordingly, you should visit the Site and review the Terms of Use periodically to determine if any changes have been made. Your continued use of this website after any changes have been made to the Terms of Use signifies and confirms your acceptance of any such changes or amendments to the Terms of Use.

 

22. Questions?

To find out more about the services offered by Fintor, please visit www.fintor.co.